One of the keys to maximising your retirement income is to make an investment choice that’s right for you.

And because no single investment option will suit everyone, AustralianSuper offers a choice of 16 investment options.

To work out which option suits you best, you’ll need to consider things like:

• Your savings goals – including your future standard of living and your financial commitments
• The total length of time your money will be invested (before and after you retire from work)
• The level of risk you are comfortable with.

The Investment Choice Guide can help you work through these considerations.

How to make a choice

It's free to make an investment choice* and you can change your choice as often as once a week.

Make a choice by:

• Loging on to your secure account (don’t have a PIN – request your PIN via our secure email form)
• Secure email form ; or
• Completing the paper form the Investment Choice Guide.

Do you have to make an investment choice?

No. If you don’t make an investment choice when you join, we’ll automatically invest your AustralianSuper account in the Balanced option (the ‘default’ option).

You can then switch into a different option at a later date if you wish to.

Most AustralianSuper members are in the Balanced option. It has been designed to provide strong, long-term investment returns at the most acceptable level of risk for most members. It invests in a diverse range of asset classes, including shares, property, infrastructure, fixed interest and cash.

Need some help?

If you have any questions about making an investment choice, call us on 1300 300 273 and ask to speak to one of our qualified financial advisers – they can provide over-the-phone financial advice at no cost.

If you require a full financial plan, AustralianSuper members can also access commission-free financial advice from Industry Fund Financial Planning (IFFP)**.   

Please ensure you read the Investment Switching and ASX 200 Shares acknowledgements and conditions before making an investment switch or ASX 200 Shares trade.

_{* An annual fee of $39 and brokerage costs on trading apply for the ASX 200 Shares investment option.} 

_{**AustralianSuper does not recommend, endorse or accept responsibility for this product or service. Terms and conditions apply – these should be obtained from the relevant third-party organisation. AustralianSuper does not accept liability for any loss or damage caused by the products and services provided by this third party. AustralianSuper may invest in this third party but does not receive any commissions from this organisation as a result of members using their products and services.}