Capital Guaranteed

Investment objective:
To guarantee a member’s capital^ and to outperform retail cash management accounts by at least 0.5% pa*.
Investment strategy:
A defensive option that invests wholly in a capital guaranteed fund provided by a life office. The invested capital amount is guaranteed but the income may be reduced in the event of poor investment returns.
Strategic Asset Allocation:

Risk profile

Minimum investment timeframe:
Short-term: If you choose this option, be prepared to stay invested in it for 1 to 3 years before it meets its objectives.
Expected frequency of negative annual return:
Not expected in any 1 year period.
Risk classification:
Low risk: Returns will fluctuate minimally from year to year.
Range of annual returns to date:

Since this option was offered in 1997, its annual investment returns have been within the range shown:

 
 
 

Performance for Capital Guaranteed

 
 Daily Rate (02.09.10) FYTD (01.07.10 - 02.09.10) 6 Months 1 Year (%pa) 3 Year (%pa) 5 Year (%pa) 10 Year (%pa) Inception: 01.07.97 (%pa)
to 30.06.10 pa
AusSuper 0.0088% 0.7435% 1.82% 3.11% 4.12% 4.53% 4.56% 4.63%
Benchmark n/a n/a 1.60% 2.83% 4.27% 4.46% 4.28% 4.22%
View all investment performance
 

More investment options

PreMixed Investment Options

High Growth Conservative Balanced
Balanced (default) Stable
Sustainable Balanced Capital Guaranteed

DIY Mix Options

Australian Shares Australian Fixed Interest
International Shares International Fixed Interest
Australian Sustainable Shares Diversified Fixed Interest
International Sustainable Shares Cash
Property ASX 200 Shares
 

^The Capital Guaranteed option invests through a life office capital guaranteed statutory fund under a policy issued by AXA Australia. The terms of this policy have the effect that the original capital amount invested cannot reduce due to poor investment returns and the manager aims to provide a smoothed investment return. 

 * AustralianSuper returns are after fees and taxes and benchmark returns are adjusted for fees and taxes.

Returns quoted are net of fees and tax. In calculating historical return information we have combined return information from previous ARF and STA investment options. Where only one of the merging funds previously offered an equivalent option in the new product suite, the returns of that option have been used. Where both funds offered the equivalent option, the returns have been asset weighted across both options on a monthly basis, where possible. Investment returns are not guaranteed as all investments carry some risk. Past performance is not an indication of future performance. 

The Strategic Asset Allocation (SAA) and other information shown in this section is current as at 1 November 2009. The Trustee may alter the strategic asset allocation or the composition of individual asset classes from time to time to suit prevailing market circumstances.

Read about our Crediting Policy 

Read the Investment Switching and ASX 200 acknowledgements and conditions.