Balanced (the default option)

Investment objective:
To outperform the median balanced fund and CPI + 4% pa over the medium to long-term*.
Investment strategy:
A diversified option that invests across most asset classes, with a large proportion in Australian and international shares, property and infrastructure.

This option has a slightly higher allocation to fixed interest and cash than the High Growth option.

Strategic Asset Allocation:

Risk profile

Minimum investment timeframe:
Medium to long-term: If you choose this option, be prepared to stay invested in it for more than 5 years before it meets its objectives.
Expected frequency of negative annual return:
Approximately 2 to 3 years in every 10.
Risk classification:
Medium to high-risk : Returns can fluctuate from year to year – either moderately or considerably.
Range of annual returns to date:

Since this option was offered in 1985, its annual investment returns have been within the range shown:

 
 
 

Performance for Balanced (default)

 
 Daily Rate (02.09.10) FYTD (01.07.10 - 02.09.10) 6 Months 1 Year (%pa) 3 Year (%pa) 5 Year (%pa) 10 Year (%pa) Inception: 01.08.85 (%pa)
to 30.06.10 pa
AusSuper 0.3719% 3.0549% -1.71% 10.06% -3.48% 4.47% 5.74% 9.62%
Benchmark n/a n/a -2.34% 9.79% -3.52% 3.45% 4.51% n/a
View all investment performance
 

More investment options

PreMixed Investment Options

High Growth Conservative Balanced
Balanced (default) Stable
Sustainable Balanced Capital Guaranteed

DIY Mix Options

Australian Shares Australian Fixed Interest
International Shares International Fixed Interest
Australian Sustainable Shares Diversified Fixed Interest
International Sustainable Shares Cash
Property ASX 200 Shares
 

* AustralianSuper returns are after fees and taxes and benchmark returns are adjusted for fees and taxes.

Returns quoted are net of fees and tax. In calculating historical return information we have combined return information from previous ARF and STA investment options. Where only one of the merging funds previously offered an equivalent option in the new product suite, the returns of that option have been used. Where both funds offered the equivalent option, the returns have been asset weighted across both options on a monthly basis, where possible. Investment returns are not guaranteed as all investments carry some risk. Past performance is not an indication of future performance.

The Strategic Asset Allocation (SAA) and other information shown in this section is current as at 1 November 2009. The Trustee may alter the strategic asset allocation or the composition of individual asset classes from time to time to suit prevailing market circumstances.

Read about our Crediting Policy
Read the Investment Switching and ASX 200 acknowledgements and conditions .